Know the facts, before you enroll:
48%
Of Americans who applied for credit within the last 12 months were denied.
37%
Of Americans can't cover a $400 emergency cost without borrowing or selling something they own.
What’s Inside Your Credit Report?
Your credit report contains detailed information about your financial history and is used by lenders, landlords, insurers, and sometimes employers to evaluate risk. Studies from the Federal Trade Commission have shown that about 1 in 5 Americans has an error on at least one of their credit reports, which are maintained by Equifax, Experian, and TransUnion. In some cases, these inaccuracies are serious enough to affect loan approvals or interest rates, with roughly 5% of consumers experiencing errors that can change the terms they receive from lenders. Because credit reports directly influence financial opportunities, incorrect or outdated information may result in higher borrowing costs, denied applications, or reduced access to credit.
1. Credit Report Errors
A study by the Federal Trade Commission found that 1 in 5 Americans has an error on at least one of their credit reports. These reports are maintained by the three major bureaus: Equifax, Experian, and TransUnion.
2. Serious Credit Errors
The same FTC study found that about 5% of consumers have credit report errors serious enough to affect loan terms or approval, potentially costing them more in interest or limiting financial access.
3. Financial Impact
Because lenders rely heavily on credit reports when making decisions, incorrect information can lead to higher interest rates, loan denials, or fewer financial opportunities for millions of consumers.
1.5k
Successful Client Outcomes
1.2k
Credit Profiles Strengthened
800
Disputes Resolved
Let's Check Your Updated Credit Reports and Scores !
Click the link below to view your credit repair from TRANSUNION, EQUIFAX, EXPERIAN - as well you 3 credit scores.